Covers loss or damage to the buildings at the stated address in the schedule by fire, lightning, explosion, storm, wind, water, hail or snow, earthquake and other perils in the schedule.

Covers loss or damage to the property insured being household goods and personal effects residence which the insured resides in or is legally responsible.

Cover loss or damage including theft to the whole or part of the property through accidental means whilst anywhere in the world. Covers cameras, jewellery, cellphones, etc.

Covers loss or damage to any vehicle described in the schedule and its accessories and spares including third party liabilities.