[vc_row full_width=”stretch_row” full_height=”yes” content_placement=”middle” el_class=”video_overlay” css=”.vc_custom_1671537210145{background-image: url(https://www.kgare.co.bw/wp-content/uploads/2022/12/staff-1170×600-1.jpg?id=2820) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}”][vc_column][vc_custom_heading stripe_pos=”hide” text=”Cover My Employees” font_container=”tag:h1|text_align:center|color:%23000000″ use_theme_fonts=”yes”][/vc_column][/vc_row][vc_row gap=”20″ css=”.vc_custom_1634666537693{margin-bottom: 48px !important;}”][vc_column width=”1/2″][vc_custom_heading text=”group business insurance” font_container=”tag:h4|text_align:left” use_theme_fonts=”yes” css=”.vc_custom_1634245566406{margin-bottom: 38px !important;}”][vc_tta_accordion active_section=”100″][vc_tta_section title=”Group Life Cover” tab_id=”1494492796173-8f36e0d8-fd63″][vc_column_text]The benefit is normally in the form of a lump sum equivalent to a multiple of annual salary, usually two times annual salary. Cover is compulsory for all employees. The lump sum is payable in the event of death of a member while still in active employment of the participating employer. The benefit is payable to the employer for/ and on behalf of the claimant’s dependents.[/vc_column_text][/vc_tta_section][vc_tta_section title=”Group Credit Life Assurance” tab_id=”1494493179933-23f5e040-7bf0″][vc_column_text]This cover is meant to provide cover to the creditor. In the event of death or permanent disability the policy will clear the outstanding balance. Temporary disability is also covered, a maximum of six installments will be paid during the time that a debtor is temporarily disabled.[/vc_column_text][/vc_tta_section][vc_tta_section title=”Group Funeral Cover” tab_id=”1494493179112-aaacfc2e-e632″][vc_column_text]The cover provides a cash sum towards funeral expenses for the employee / member and his/her nominated beneficiaries.[/vc_column_text][/vc_tta_section][vc_tta_section title=”Credit Life Insurance” tab_id=”1494493175867-9e3cca14-8685″][vc_column_text]This is a type of life insurance policy designed to pay off a borrower’s outstanding debts if the policyholder dies. It’s typically used to ensure you can paydown a large loan like a mortgage or car loan. Credit life covers the following events: death, permanent and temporary disability, dread disease/critical illness and loss of income.[/vc_column_text][/vc_tta_section][vc_tta_section title=”Income Continuation Benefits” tab_id=”1634245886147-638ffb71-cb94″][vc_column_text]This is a disability cover, which will pay a monthly benefit being, 75% of the employee’s salary at the time of disablement. The benefit provides an income to a member in the event of them becoming disabled and unable to work. Payments are made on a monthly basis until the member is able to return to work or retirement.[/vc_column_text][/vc_tta_section][/vc_tta_accordion][/vc_column][vc_column width=”1/4″ css=”.vc_custom_1634669946704{margin-top: 95px !important;padding-top: 15px !important;background-color: #961a1b !important;}”][vc_single_image image=”2573″ alignment=”center”][vc_custom_heading stripe_pos=”hide” text=”Get pabalelo group life and funeral scheme” font_container=”tag:h5|text_align:center|color:%23ffffff” use_theme_fonts=”yes” css=”.vc_custom_1634669243894{margin-top: -40px !important;}”][vc_btn title=”Learn more” align=”center” link=”url:http%3A%2F%2Fwww.kgare.co.bw%2Fpabalelo-group-life-and-funeral-scheme%2F” css=”.vc_custom_1634749610466{padding-bottom: 10px !important;}”][/vc_column][vc_column width=”1/4″ css=”.vc_custom_1634669961190{margin-top: 95px !important;padding-top: 15px !important;background-color: #961a1b !important;}”][vc_single_image image=”2575″ alignment=”center”][vc_custom_heading stripe_pos=”hide” text=”Get pabalelo group funeral scheme” font_container=”tag:h5|text_align:center|color:%23ffffff” use_theme_fonts=”yes” css=”.vc_custom_1634669786299{margin-top: -40px !important;}”][vc_btn title=”Learn more” align=”center” link=”url:http%3A%2F%2Fwww.kgare.co.bw%2Fpabalelo-group-funeral-scheme%2F” css=”.vc_custom_1634670321721{padding-bottom: 10px !important;}”][/vc_column][/vc_row][vc_row full_width=”stretch_row” css=”.vc_custom_1671612331801{margin-bottom: -60px !important;padding-top: 82px !important;padding-bottom: 125px !important;background-image: url(https://www.kgare.co.bw/wp-content/uploads/2022/12/Office-Entrance-web-2.jpg?id=2856) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}” el_class=”video_overlay”][vc_column parallax=”content-moving”][vc_custom_heading stripe_pos=”hide” text=”get your cover today!” font_container=”tag:h1|text_align:center|color:%23ffffff” use_theme_fonts=”yes” css=”.vc_custom_1671537536410{margin-bottom: 40px !important;padding-top: 90px !important;}”][vc_btn title=”get a quote” style=”flat” shape=”square” color=”default” size=”lg” align=”center” i_align=”right” i_icon_fontawesome=”” add_icon=”true” link=”url:http%3A%2F%2Fwww.kgare.co.bw%2Fcontact-us-2%2F|title:Get%20a%20quote”][/vc_column][/vc_row]